Graham & Ann’s Retirement

Pre Oculus: With two fulfilled career’s under their belts and a grown family, Graham and Ann decided to approach Oculus to help them understand the implications of their planned retirement.

They had a couple of cars, $200,000 in combined annual income, $150,000 remaining on their mortgage, combined super funds of $300,000 and a share portfolio valued at $60,000.

Oculus Strategies and Assistance Included: Graham and Ann’s home loan was restructured to make them debt free in three years, their super contributions were combined into a single easy to manage fund and a tax effective plan included moving a large portion of their final few years salaries into their super funds.

Today: Graham and Ann are debt free, they have long term $60,000 per annum tax free retirement and a substantial increase in investment assets.