Superannuation Advice & Retirement Planning

As a result of the Australian superannuation industry being one of the strongest growth sectors in the Australian economy (approx $530 billion) it is important to ensure that your provider actually has your best interests at heart and are managing your funds to meet your motivations and needs.

Claiming personal deductions
This strategy is appropriate for those who sell an asset which in turn creates a Capital gain. Capital gains can be offset up to your concessional cap (this is of course only if you are eligible)

If you are under age 50 your concessional cap is $50,000 pa (indexed). If you are 50 or over you are entitled to a $100,000 pa cap until 30 June 2012.

Small business Capital gains tax concessions
A rather complicated strategy that we suggest you discuss with one of our Oculus consultants.

Access your Super while you’re still working
The government identified that quite a significant number of people did not want to continue with full time work over the age of 55 and under the age of 60. As a result the government made changes to legislation and allowed access to super funds in the form of a pre-retirement pension while continuing to work.

With a diverse range of investment portfolios and services to help you protect your retirement savings, our Oculus consultants are ready to discuss this option further with you.
To see how an Oculus advisor can assist you to with your Super, contact us on 07 5536 3755.